:root{
  --bg:#ffffff;
  --text:#102a43;
  --muted:#486581;
  --brand:#0a3d62;
  --brand-2:#2ca1b5;
  --accent:#1eae98;
  --surface:#f5f7fb;
  --radius:14px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font:18px/1.6 system-ui, -apple-system, Segoe UI, Roboto, Helvetica, Arial, Noto Sans, 'Apple Color Emoji', 'Segoe UI Emoji';color:var(--text);background:var(--bg)}
img{max-width:100%;height:auto}
.container{max-width:1100px;margin:auto;padding:0 1rem}
.skip-link{position:absolute;left:-9999px;top:auto;width:1px;height:1px;overflow:hidden}
.skip-link:focus{left:1rem;top:1rem;width:auto;height:auto;background:#fff;border:2px solid var(--brand);padding:.5rem 1rem;z-index:1000}
.site-header{background:linear-gradient(90deg,var(--brand),var(--brand-2));color:#fff;position:sticky;top:0;z-index:50}
.header-grid{display:grid;grid-template-columns:auto 1fr;align-items:center;gap:1rem;padding:.75rem 0}
.brand{display:flex;align-items:center;gap:.75rem;text-decoration:none;color:#fff}
.brand-text{font-weight:700;font-size:1.25rem;letter-spacing:.5px}
.nav-toggle{display:none;background:transparent;border:2px solid #fff;color:#fff;padding:.4rem .75rem;border-radius:.5rem}
.nav-list{display:flex;gap:1rem;list-style:none;margin:0;padding:0;justify-content:flex-end}
.nav-list a{color:#fff;text-decoration:none;padding:.6rem .75rem;border-radius:.5rem}
.nav-list a:focus,.nav-list a:hover{background:rgba(255,255,255,.18)}
.hero{background:var(--surface);padding:2rem 0 1rem;border-bottom:1px solid #e6ecf5}
.hero-grid{display:grid;gap:2rem;grid-template-columns:1.2fr .8fr;align-items:center}
.hero h1{font-size:clamp(1.8rem,3.5vw,2.5rem);margin:.2rem 0}
.badge{display:inline-block;background:var(--accent);color:#083; padding:.25rem .5rem;border-radius:999px;font-weight:700;font-size:.875rem;margin-right:.5rem}
.cta{display:flex;gap:1rem;flex-wrap:wrap;margin-top:1rem}
.button{background:var(--brand);color:#fff;text-decoration:none;padding:.8rem 1.1rem;border-radius:.75rem;border:none;display:inline-flex;align-items:center;gap:.5rem}
.button.secondary{background:var(--brand-2)}
.section{padding:2rem 0}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}
.card{background:#fff;border:1px solid #e6ecf5;border-radius:var(--radius);padding:1rem}
.kv{display:grid;grid-template-columns:1fr 1fr;gap:1rem;align-items:center}
.quote{font-style:italic;color:var(--muted)}
.site-footer{background:#0f2233;color:#cde; padding:2rem 0;margin-top:2rem}
.footer-grid{display:grid;grid-template-columns:1fr auto;gap:1rem;align-items:start}
.footer-nav{list-style:none;margin:0;padding:0;display:grid;gap:.4rem}
.small{font-size:.875rem;color:#a9c0d2}
.center{text-align:center}
table{width:100%;border-collapse:collapse}
th,td{padding:.6rem;border-bottom:1px solid #e6ecf5;text-align:left}
.highlight{background:linear-gradient(180deg,rgba(44,161,181,.15),rgba(44,161,181,0));padding:.2rem .2rem;border-radius:.3rem}
.notice{background:#eefbf7;border:1px solid #c8efdf;padding:1rem;border-radius:var(--radius)}
input,textarea,select,button{font:inherit}
input,textarea{width:100%;padding:.7rem;border:1px solid #cbd5e1;border-radius:.6rem}
input:focus,textarea:focus, .button:focus, .nav-toggle:focus{outline:3px solid #88d1ff;outline-offset:2px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.form-grid .full{grid-column:1/-1}
/* responsive */
@media (max-width:900px){
  .hero-grid,.kv,.grid-3{grid-template-columns:1fr}
  .nav-toggle{display:inline-block}
  .nav-list{display:none;flex-direction:column;align-items:flex-end;background:#0e3451;border-radius:.5rem;padding:.5rem;position:absolute;right:1rem;top:3.5rem}
  .nav-list.open{display:flex}
}